Personal Banking

Personal Banking


Our goal is to provide to you the best product and service possible because we understand that without you, we are just a building. Come see an account specialist today.

Checking Products

Everyone has their own needs and wants in a checking account. That is why our trained customer representatives want to work with you to find a perfect match for you. That is why we offer a range of personal deposit products to help you achieve your financial goals. It is not our goal to sell you products for which you have no use.

  • True Checking - True Checking is an innovative account that pays!  With one of the highest interest rates around, your checking account becomes a true investment, even better than a savings account.  Plus, you can receive a debit card, internet banking, online bill pay, and other features!
  • Truly Free Checking   checking account with unlimited check writing and no monthly maintenance fees! Certain requirements required.
  • Southwest Regular Checking no monthly maintenance charge on current daily balance of $750 and over, unlimited check writing
  • Southwest Money Market interest calculated daily and paid monthly on current daily balances of $2,500 and over, limited check writing, see account specialist for detail
  • Now Account no monthly maintenance fees on current daily balance of $1,000 and over, interest paid monthly, available for Personal, Sole Proprietor and Non Profit accounts
  • Non Profit Account No monthly maintenance fee on balances of $100 and over, unlimited check writing

Savings Accounts

Whether you are saving for retirement, to purchase a new home, or to put your children through college, Bank of the Southwest has an account for you. Again, our goal is not to sell you products that do not make sense for you. Unlike many of our competitors, we do not treat our customers as a source of income but as members of the communities where we work, live, and play. Helping you meet your financial goals is our mission.

  • Southwest Savings no monthly maintenance charges on balances of $100 and over, interest calculated daily and paid monthly. Two free withdrawals per month
  • Southwest Minor Account Savings made simple. Must be 18 and under to qualify and the custodian must also have a deposit relationship with the bank.

Certificate of Deposits

Our rates are always competitive if not the best! We have CD's with maturities from 30 days to 5 years. Please call an account specialist to receive the most current rates.

Personal Loans

Full service loan products help you take that dream vacation, purchase a vehicle, or buy real estate. Please see our apply now section for a downloadable loan application. Or click here.

To view the Mortgage Loan Originators (MLO's) please click here.

Financial Tools

Loan tools